Condo Insurance
Do you know what your condo association policy covers and what it does not? Many condo owners are surprised to learn that association insurance often stops at the building structure. At First Community Insurance Agency, we help condo owners secure condo insurance that protects their unit, belongings, and personal liability.
Condo insurance, also known as HO-6 insurance, is designed specifically for condominium living. It focuses on the areas inside your unit and the personal risks that association policies typically do not cover.
What Condo Insurance Commonly Covers
- Interior Dwelling Coverage for walls, flooring, cabinets, and fixtures inside your unit
- Personal Property Coverage for furniture, clothing, and electronics
- Personal Liability Protection for certain injury or property damage claims
- Loss of Use Coverage to help with temporary living expenses
- Loss Assessment Coverage for shared claims from your condo association
Who Should Consider Condo Insurance
- Owner-occupied condo residents
- First-time condo buyers
- Owners with valuable personal belongings
- Residents seeking added liability protection
Condo Insurance as Part of a Complete Plan
Many condo owners bundle their coverage with auto insurance to simplify policies and manage costs. Others coordinate condo insurance with home insurance when planning future property changes.
To explore condo insurance options or request a quote, use our online quoting tool or speak with a local advisor by visiting our contact us page today.
